NAIF / AIF Agriculture Infrastructure Funding
Build stronger agricultural infrastructure with structured financing support for eligible post-harvest management and community farming assets.
Finance the infrastructure behind agriculture.
The Agriculture Infrastructure Fund supports viable projects focused on post-harvest management infrastructure and community farming assets. Sungrowis helps applicants understand eligibility, prepare project documentation and coordinate the application journey.
Financing Facility
Agriculture Infrastructure
Structured support for eligible infrastructure projects across the agricultural value chain.
Financial support designed for infrastructure-led growth
AIF provides financial support mechanisms for eligible projects. Actual financing remains subject to scheme rules and lender appraisal.
Interest Subvention Limit
Government interest subvention is available at 3% per annum on eligible loans up to ₹2 crore.
Interest Subvention
Eligible loans can receive 3% per annum interest subvention, subject to the scheme conditions.
Subvention Period
The interest subvention can be available for a maximum period of 7 years from first disbursement, subject to applicable conditions.
Guarantee Support
Eligible borrowers can receive credit-guarantee support for loans up to ₹2 crore under applicable arrangements.
What kind of projects can AIF support?
AIF focuses on viable post-harvest management infrastructure and eligible community farming assets that strengthen agricultural supply chains.
Warehouses & Silos
Infrastructure for scientific storage and better post-harvest management of agricultural produce.
Cold Storage & Cold Chain
Eligible infrastructure supporting temperature-controlled storage and agricultural supply chains.
Sorting & Grading
Facilities for sorting, grading, assaying and improving the market readiness of agricultural products.
Processing & Value Addition
Infrastructure that supports primary processing and value addition across agricultural supply chains.
Logistics Infrastructure
Eligible logistics and supply-chain infrastructure supporting movement and distribution of produce.
Community Farming Assets
Eligible community-oriented assets including smart, precision and other approved agricultural infrastructure.
Who may be eligible?
AIF covers multiple beneficiary categories. Eligibility depends on the applicant, project type, lender assessment and prevailing scheme guidelines.
Eligibility is project-specific
A project being related to agriculture does not by itself guarantee AIF financing. The proposed asset, project viability, applicant profile, documentation and lender appraisal all matter.
Sungrowis Assistance
We help you assess the project structure, identify the relevant requirements and prepare documentation before moving ahead with the financing application.
Documentation support
Strong documentation helps lenders evaluate the project. The exact checklist varies according to the applicant, project and lending institution.
Get document guidancePAN and identity documents of applicant / promoters
Business or entity registration documents, where applicable
Land ownership / valid lease and project-location documents
Detailed Project Report (DPR)
Project cost and means-of-finance details
Bank statements and financial documents, where applicable
GST / ITR / tax documents, where applicable
Quotations / estimates for major project assets
Additional documents requested by the lending institution
From project idea to financing application
Our team helps structure the journey while the final financing decision remains with the applicable lending institution.
Project Assessment
Understand your project, applicant profile, infrastructure requirement and funding objective.
Eligibility Review
Map the project against applicable AIF requirements and identify documentation gaps.
DPR & Documents
Prepare the project information, financial details and supporting documentation required for appraisal.
Application Support
Assist with submission, lender coordination and follow-up through the financing process.
Structured support for infrastructure-led businesses
We simplify the application journey so you can focus on building the project.
Project Understanding
We begin with your project, infrastructure requirement and business objective instead of applying a one-size-fits-all approach.
Documentation Support
Get structured assistance with project information, financial documentation and application requirements.
Transparent Guidance
We explain the process, requirements and limitations clearly. Financing remains subject to lender approval and applicable rules.
NAIF / AIF questions, answered
Understand the scheme before starting your financing journey.
What is NAIF / AIF?+
Agriculture Infrastructure Fund (AIF) is a Central Sector Scheme designed to mobilize medium- and long-term debt financing for viable post-harvest management infrastructure and community farming assets. NAIF is also used in some government and industry references for the agriculture infrastructure financing facility.
What is the interest benefit under AIF?+
Eligible loans receive interest subvention of 3% per annum up to a loan amount of ₹2 crore, subject to scheme conditions. The subvention can be available for a maximum period of 7 years from first disbursement.
Can the scheme support cold storage projects?+
Yes. Cold storage and cold-chain infrastructure are among the types of post-harvest infrastructure covered under AIF, subject to eligibility and project appraisal.
Who can apply under AIF?+
The scheme covers a range of eligible beneficiaries including farmers, FPOs, PACS, agri-entrepreneurs, startups, SHGs, JLGs, cooperatives and eligible government or local-body sponsored projects, subject to the applicable guidelines.
Is ₹2 crore funding guaranteed?+
No. The ₹2 crore figure is the applicable limit for interest-subvention and certain credit-guarantee benefits. Actual loan sanction depends on project viability, applicant eligibility, lender appraisal, documentation and applicable scheme conditions.
Does Sungrowis provide the loan directly?+
Sungrowis provides consultancy and application-support services. Financing is subject to the lending institution's appraisal, eligibility requirements and final sanction.
Simple 4-Step Process
Our streamlined process ensures quick results with minimal hassle for you.
Free Consultation
Share your business goals with our experts. We understand your needs and recommend the best solutions.
Documentation
Our team assists you in preparing all necessary documents with minimal effort from your side.
Processing
We handle all formalities, filings, and follow-ups while keeping you updated at every step.
Success!
Receive your registration, funding, or compliance certificates with ongoing support.
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